Saturation has introduced a Production Credit Card that was purpose-built for film and video teams. This launch comes at a moment when independent filmmakers are increasingly adopting creator-first strategies and building new financial models outside traditional Hollywood structures. As production companies navigate fragmented financing and seek greater control over their operations, integrated financial tools are becoming essential infrastructure rather than back-office utilities.
The Saturation Production Credit Card is a card that earns up to 3% cash back on production expenses. It is integrated with the Saturation Pay expense management system. You can earn 3% on the first $10,000/month when you maintain $200,000 USD or more in your Saturation Funds account for the full duration of your statement period.
The Saturation Credit Card is issued by First Internet Bank of Indiana, pursuant to a license from Visa Inc., and in partnership with CapitalOS. The cash back program is administered by CapitalOS and not by First Internet Bank of Indiana. Depending on your location, credit is provided by either CapitalOS, Inc, CapitalOS Financial Services LLC, or First Internet Bank of Indiana, and the credit program is managed by CapitalOS.
While there isn’t any listed information about an APR/interest rate, Saturation states. Any outstanding statement balance will be automatically debited on each monthly payment due date from your designated bank account or Saturation Balance. If your account cannot be successfully debited on the payment due date, your card may be declined or locked, and you won’t be able to make new purchases until your balance has been repaid.
Saturation.io is a modern production finance platform used by thousands of film and video teams, and they have launched a production-focused charge card designed to integrate credit directly into production budgeting and expense management. Unlike traditional business credit cards, approval is based on a company’s production revenue and operating performance rather than personal credit scores. There are no annual or additional fees for the Saturation Credit Card; however, you must be using Saturation Pay as part of the Producer and Production Tier subscriptions in order to obtain a card.
If anyone wants to find out more information or has any questions, I recommend you get in touch with Saturation.
The Saturation Credit Card operates as part of Saturation’s broader platform, which combines budgeting, banking, approvals, and real-time expense tracking into a single system. By embedding credit directly into production workflows, Saturation aims to give creative and finance teams shared visibility into spending decisions while a project is still underway.
Cardholders can earn up to 3% cash back on qualifying production-related expenses, while maintaining real-time visibility and control over production finances. The card is fully integrated into Saturation’s platform, with project-based fund allocations, hard spending caps, and unlimited virtual and physical cards for department heads and crew. Transactions are automatically categorized by project and department, with integrated bill pay and approval workflows giving producers a live view of financial position across a production.
Built for Production, Not Generic Businesses
Most business credit cards and P-card programs operate separately from production budgeting tools, forcing teams to reconcile spending after the fact. The Saturation Credit Card is designed to eliminate that disconnect.
Every transaction automatically syncs to the correct project, department, and budget category in real time. Producers and finance teams can see spend as it happens, with budgets updating dynamically as money moves through a production.
The card operates as a charge card with automatic repayment from a connected bank account or Saturation balance, helping teams manage spend responsibly without interest-driven surprises.
Replacing Petty Cash & Reimbursements
The Saturation Credit Card is designed to replace legacy petty cash and cash-advance workflows commonly used on productions.
Production teams can instantly issue virtual or physical cards to crew members, set spending limits by project, department, or individual, and track expenses in real time. This gives teams the flexibility of cash advances with the control and visibility of a modern financial platform.
By reducing petty cash handling and reimbursement delays, Saturation reduces administrative overhead while improving financial accuracy and security across productions.
Rewards & Partner Savings Designed for Production Spend
The Saturation Credit Card includes:
- Competitive cash back rates designed for production companies, offering up to 3%* on qualifying spend
- A base cash back rate on all eligible purchases
- No annual fee
- Virtual and physical cards with Apple Pay and Google Pay support
- Department-level cards with customizable limits
- Instant receipt capture through the Saturation Wallet mobile app
Cardholders also gain access to more than $30,000 in potential annual savings from production-focused partners, including Musicbed, Filmsupply, ShotDeck, SetHero, Scriptation, Filmmakers Academy, and others.
Expanding a Production Native Financial Ecosystem
The credit card launch marks a significant expansion of Saturation’s production finance platform. Saturation already serves thousands of production companies, including Park Pictures, Blue Chalk Media, and teams at NBA, Netflix, and People, Inc.
In 2025 alone, production teams used Saturation to manage more than $2.7B in budgets across 19,628 projects, highlighting integrated credit as a critical missing component in the production finance workflow.
By adding credit directly into the platform, Saturation removes one of the last disconnected pieces of the production finance stack.
Availability
The Saturation Credit Card is available now to U.S.-based production companies. Interested teams can apply or reserve access here.
